A Finance Lease can be structured over periods of 24 to 60 months and will have a residual value at the end of the lease.

Repayments are based upon the amount financed less the residual value at the end of the lease. This is an effective product for business use as the lease payments for amounts below the depreciation limit ($57,009) are deductible.

A lease for a motor vehicle or truck can also include the financing of 'On road costs' and insurances.